Private Health Insurance

Private health insurance is a type of health coverage offered by private insurance companies, allowing individuals, families, and businesses to access healthcare services that suit their specific needs.

Get a Free Quote Today

What is Private Health Insurance?

Private health insurance is coverage offered by non-governmental insurers that provides individuals and families with access to a wide range of medical services, often with greater flexibility and more personalized options than public plans. It allows you to tailor your healthcare according to your specific needs, whether you’re looking for basic protection or comprehensive benefits. With private insurance, you can choose your preferred doctors and hospitals, avoid long waiting periods, and gain access to enhanced services such as dental, vision, maternity, mental health, and more.

Our Private Health Insurance Services

Individual Health Plans

Affordable and comprehensive coverage designed for individuals who need flexible access to medical services.

These plans typically include preventive care, doctor visits, hospitalization, prescription drugs, mental health services, and specialist care — all tailored to your health history and future needs.

Family Health Coverage

Protect your loved ones with a single, unified plan that covers your entire family.

These plans ensure access to pediatric care, maternity services, emergency treatment, chronic illness management, and routine health check-ups for every family member — all under one easy-to-manage policy.

Self-Employed Plans

Ideal for entrepreneurs, freelancers, and gig workers without employer-sponsored insurance.

These policies offer complete flexibility and control over your coverage, with options to add or remove benefits as your needs evolve — ensuring you're always protected.

Short-Term Medical Insurance

Temporary coverage that fills gaps in health insurance during life transitions — such as job changes, recent graduation, or waiting for ACA enrollment.

These plans offer immediate protection and can be tailored for 30 to 364 days, covering emergencies, illnesses, and hospital stays.

High-Deductible Health Plans (HDHPs)

A smart choice for healthy individuals who want lower monthly premiums

These plans are perfect for those who don’t frequently visit the doctor but want solid protection against unexpected medical costs.

HSA-Compatible Plans

Pair your high-deductible health plan with a Health Savings Account (HSA) for tax-free savings

These plans offer the dual benefit of protection and long-term financial planning for your healthcare needs.

Key Features of Private Health Insurance

Explore the advantages that give you more control, choice, and comfort in your healthcare.

Flexible Coverage Options

Choose from a variety of plans tailored to your healthcare needs, including individual, family, or supplemental coverage.

Access to a Wider Provider Network

Get the freedom to visit your preferred doctors, specialists, and hospitals—often without referrals.

Shorter Waiting Times

Enjoy quicker access to medical treatments, specialist appointments, and elective procedures.

Comprehensive Benefits

Covers a broad range of services like hospitalization, surgeries, maternity care, mental health, dental, and vision.

Customizable Premiums and Deductibles

Select the premium and deductible structure that aligns with your budget and expected medical needs.

Portability and Continuity

Maintain consistent coverage even when changing jobs, locations, or life stages.

Secure Your Future with the Right Insurance

Looking for affordable health coverage or final expense insurance? We make it simple, fast, and hassle-free!

Talk to an Expert

Why Work With Accuriquote?

At Accuriquote, we understand that planning for the future can be challenging, but ensuring your loved ones are taken care of is vital. Working with our experts is crucial for several reasons:

Personalized Guidance

We take the time to understand your specific needs and financial situation, helping you select a final expense policy that aligns with your goals.

Comprehensive Comparisons

With access to a wide range of insurance products, we can provide you with multiple options tailored to your budget and coverage requirements.

Expertise in Final Expense Insurance

Our knowledgeable team is well-versed in the nuances of final expense coverage, helping you navigate the details so you can make informed decisions.