Indexed Universal Life (IUL) Insurance is a permanent life insurance policy that combines a death benefit with a cash value component linked to a stock market index (e.g., S&P 500). This allows policyholders to benefit from market gains while protecting their principal from downturns.
In addition to lifelong coverage, IUL policies offer flexibility in premium payments and the opportunity to build wealth over time through tax-deferred growth.
The accumulated cash value.
Index Universal Life Insurance is Flexible lifelong coverage with market-linked growth and built-in wealth-building potential.
✅ Lifelong Protection – Permanent coverage that secures your loved ones
✅ Market-Linked Growth – Earn returns based on stock market performance
✅ Principal Protection – No risk of losing cash value due to market downturns
✅ Flexible Premiums & Death Benefits – Adjust coverage to suit your financial needs
✅ Tax-Advantaged Growth – Cash value accumulates tax-deferred for maximum returns
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