Term Life Insurance

Offers a cost-effective way to protect your loved ones for a set period, typically ranging from 5 to 30 years. If the insured passes away during the term, the policy provides a guaranteed death benefit to the beneficiaries. However, if the term expires, the policy ends without cash value. This type of insurance is ideal for individuals who want affordable coverage during key financial years – such as while raising children, paying off a mortgage, or securing income for dependents. Many term life policies also offer the option to convert to permanent coverage later, giving you flexibility as your needs change.